Our Philosophy
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Client's portfolios are managed in a customized manner based upon each client’s individual risk tolerance and return objectives. The cornerstone of our philosophy is a belief that proper asset allocation is the key to consistent long-term investment success. Asset allocation involves dividing an investment portfolio among different asset class categories such as domestic and foreign stocks, domestic and foreign bonds, alternative asset classes and cash.
We believe that no one can consistently predict future asset class leadership, thus it makes the most sense to be diversified among multiple asset classes. Our four-step approach is as follows:
1. Based upon a determination of your risk and return parameters, one of our five distinct asset allocation strategies is chosen.
2. The portfolio is constructed based upon the client’s individual wants and needs. Unlike most firms, portfolio construction does not take place “overnight.” Individual positions are phased in over a 6-12 month time frame.
3. The portfolio is continually monitored and the asset class weightings are rebalanced in order to maintain adherence to the asset allocation strategy.
4. Regular communication with the client via face-to-face meetings.